Metromile Benefits

If you’re an infrequent driver or commute short distances, pay-per-mile car insurance could save you a lot of money. But you need to know how to get the best deal.

Metromile’s app can track your driving for 17 days, and it will then give you a monthly estimate of how much you will pay. You can try it for free.

Free roadside assistance

Free roadside assistance is a benefit offered by some pay-per-mile insurance companies. With this coverage, you’ll get help when your car breaks down or you lock yourself out.

Metromile’s system works by plugging a device into your car’s diagnostic port. It then sends a raft of data to the company’s app and website.

It’s a unique way to track your miles and save money. Drivers who see less than 10,000 miles per year save an average of over $200.

If you’re not sure if you’ll be able to afford Metromile, they offer a trial program called Ride Along. During this time, they’ll monitor your driving habits and estimate your monthly bill.

You can also add roadside assistance to your policy for $60 per year. This service covers flat tires, lockouts, and more.

Collision deductible waiver

Metromile benefits are a great way to save money on your auto insurance. The company employs telematics technology to build your car insurance pricing profile based on your driving habits. This helps to reduce the weight given to non-driving factors like age, vehicle model and zip code.

The collision deductible waiver, or CDW, is another product offered by metromile benefits that can save you money in the event of an accident with an uninsured driver. This coverage isn’t available in all states and not from every insurer, so it’s important to compare quotes online.

Collision deductible waivers can help reduce your financial burden in the event of an accident, but it’s important to understand how they work and what they cover. For instance, CDW does not apply in a hit and run or a no-fault accident.

Rental car coverage

Metromile offers a variety of auto insurance benefits to its customers, including free roadside assistance and rental car coverage. It also has a convenient smartphone app that lets you customize your coverage, view your insurance card, decode check engine lights and locate your vehicle in case it’s stolen.

Its usage-based insurance is a good choice for low mileage drivers, and it can save you hundreds of dollars per year. However, you’ll need to be careful about your driving habits if you want to qualify for a discount.

The company offers monthly bills that reflect the base rate, as well as a rate per mile, which typically costs just a few pennies. Your premium is adjusted each month to reflect the total amount of your miles driven.

The company also has an artificial intelligence claims system called Ava that guides you through a claim. Many existing customers who submitted reviews through the Better Business Bureau had a positive experience with their claims, and they thought they were satisfied with the service.

Convenient app

Metromile offers a convenient app to help customers track their mileage, manage parts of their policy and file claims. Its Pulse telematics device plugs into your car’s diagnostic port, which then transmits your driving data to the app.

It also helps you find your car when it’s parked, track your trips and get street-sweeping alerts in select cities (which can help you avoid a parking ticket). The app even decodes your vehicle’s diagnostic codes.

If you’re a safe driver, you may qualify for additional savings. And drivers can try out Metromile’s Ride Along program before buying, which allows you to use its app to track your driving for 17 days.

It’s a pay-per-mile insurance plan, which means you’ll be charged only for the miles you drive. The company calculates rates based on the number of days in a month, so it’s a good fit for city dwellers who don’t drive too many miles a day.